You can choose to opt out during your maternity leave, however as you still pay tax on mat pay if you can afford to keep paying it your employer also still has to pay their contributions . I wouldn’t be much better off in my take home pay by not paying pension as it just gets taxed x
Does it affect how much you get paid then or not?
Tax, NI, pensions & students loans are automatically deducted on maternity pay, unless you want to opt out yourself 😌